ACI Worldwide announced a new partnership with LLP Exotic Auto Finance, a luxury and exotic vehicle leasing company founded in 2016, to deploy its Speedpay bill‑payment platform. The deal will enable LLP to streamline payment reconciliation, automate 90% of manual processes, and provide customers with online and mobile payment options.
The Speedpay platform, which supports web, mobile, IVR, and digital wallet channels, was implemented in under 90 days, allowing LLP to reduce manual reconciliation time by more than 80% and cut processing costs by an estimated 25%. The partnership is expected to accelerate LLP’s growth plans, which include expanding its dealer network from 300 to 500 partners over the next two years.
ACI Worldwide’s Q3 2025 earnings, released on November 6, 2025, showed revenue of $482.36 million, up 7% year‑over‑year, and diluted EPS of $0.88, beating analyst expectations by $0.04. The company’s recurring revenue, which now accounts for 62% of total revenue, grew 5% in the quarter, driven by increased adoption of Speedpay among existing clients and the new LLP contract. Management highlighted that the new client win reinforces the company’s shift toward predictable, subscription‑style revenue streams.
The partnership also strengthens ACI Worldwide’s position in the high‑margin automotive leasing segment, where the company has historically seen higher gross margins than its core banking‑software business. By adding LLP’s estimated $30 million in annual bill‑presentment volume, ACI expects to lift its overall gross margin by 0.3 percentage points over the next 12 months.
Analysts view the deal as a positive signal of ACI’s continued ability to win large, high‑profile clients in the payments space. The company’s full‑year 2025 revenue guidance was raised to $4.40 billion from $4.14 billion, reflecting confidence in the momentum generated by new client acquisitions such as LLP.
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