Robo.ai Inc. and UAE-regulated digital asset custodian Changer.ae jointly unveiled 'Roboy339,' the world's first smart vehicle equipped with its own digital wallet, at TOKEN2049 on October 3, 2025. This debut builds on a strategic memorandum of understanding signed in August 2025.
The Roboy339's compliant digital wallet enables autonomous real-time payments for tolls, charging, maintenance, and leasing, while also processing authorized income and transactions. This represents a practical implementation of embedded finance, integrating financial services into non-financial products to enhance efficiency and diversify revenue streams.
Robo.ai CEO Benjamin Zhai highlighted that the era of autonomous economics for intelligent devices is here, with Roboy339 serving as both a bank account and digital ID. Future expansion plans include connecting eVTOLs, autonomous taxis, and logistics vehicles to the ecosystem to develop new business models based on verified data and token economies.
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