Alkami Technology, Inc. (ALKT) announced on December 16 that its MANTL solution team will partner with Method Financial to embed real‑time liability data directly into MANTL’s loan origination platform. The integration will feed current payoff and liability information into the workflow, eliminating the need for manual payoff letters and reducing friction for borrowers and lenders alike.
The new capability allows banks and credit unions to assess a borrower’s existing debt load instantly, enabling faster, more accurate loan decisions and quicker funding. By automating these steps, the partnership supports a seamless refinancing experience across both physical and digital banking channels, aligning with Alkami’s broader strategy of delivering end‑to‑end digital sales and service solutions.
Alkami’s acquisition of MANTL in March 2025 for $400 million was a cornerstone of that strategy, adding a robust account‑opening and sales platform to its portfolio. The Method partnership extends that platform’s value by adding real‑time data, a critical component for modern lending. The move positions Alkami as a more complete digital lender, capable of offering a full loan‑origination cycle that includes instant liability verification.
Alkami’s Q3 2025 results provide context for the partnership’s importance. Total revenue reached $113.0 million, up 31.5% year‑over‑year, while adjusted EBITDA climbed to $16.0 million from $8.3 million a year earlier. The partnership is expected to contribute to future revenue growth by expanding the platform’s feature set and attracting new institutional clients, reinforcing the company’s momentum in the digital banking market.
Benjamin Conant, Alkami’s chief product officer and MANTL co‑founder, said the integration “fundamentally elevates the loan refinancing experience for both borrowers and bankers.” Jose Bethancourt, Method’s co‑founder and CEO, added that the partnership “gives banks and credit unions the ability to make instant, accurate decisions and fund loans without the operational drag.” Their comments underscore the strategic intent to streamline the refinancing process and capture a larger share of the loan‑origination market.
The partnership strengthens Alkami’s competitive position by combining its digital sales platform with Method’s real‑time data network, a trend that is reshaping the lending industry. By offering a more efficient, data‑driven refinancing experience, Alkami is better positioned to win new clients and deepen relationships with existing ones, potentially creating a new revenue stream and reinforcing its leadership in digital banking solutions.
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