Axos Financial reported third‑quarter 2025 results with revenue of $323.4 million, unchanged from the same quarter a year earlier. Net income for the period was $105.2 million, and diluted earnings per share were $1.81, compared with $1.94 for the prior year. Non‑GAAP earnings per share reached $2.07, 10.3 % above consensus estimates.
The company’s revenue mix was dominated by its digital banking platform, which generated $291.1 million in net interest income, representing roughly 90 % of total revenue. The remaining 10 % came from non‑interest income and other sources, with the securities custody and clearing segment contributing a modest share of the total.
Management highlighted strong organic loan growth and disciplined expense management as key drivers of the results. The company also noted continued investment in artificial intelligence and proprietary technology platforms to improve cost structure and expand service offerings, while navigating a volatile interest‑rate environment.
Axos completed the acquisition of Verdant Commercial Capital on September 30 , 2025, adding a nationwide commercial lending vertical to its portfolio. The acquisition is expected to enhance the company’s commercial lending capabilities and support future growth.
The content on BeyondSPX is for informational purposes only and should not be construed as financial or investment advice. We are not financial advisors. Consult with a qualified professional before making any investment decisions. Any actions you take based on information from this site are solely at your own risk.