American Express Company released its U.S. lending portfolio credit performance data for February 2025 on March 17, 2025. The report indicated that U.S. Consumer Services (USCS) Card Member Loans 30 days past due loans as a percentage of total stood at 1.4% at month-end.
For U.S. Small Business Card Member Loans, the 30 days past due loans as a percentage of total was reported at 1.6% at the end of February. These figures provide insight into the delinquency trends within American Express's key lending segments.
The net write-off rate for USCS Card Member Loans (principal only) was 2.5% at February end, while for U.S. Small Business Card Member Loans (principal only), it was 2.6%. These metrics are crucial for assessing the credit quality and risk management of American Express's diverse customer base.
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