Bread Financial Holdings, Inc. released its performance update for August 2025, showing a decrease in its loan portfolio compared to the previous year. End-of-period credit card and other loans stood at $17,980 million, down from $18,600 million reported a year prior.
The company's delinquency rate for August 2025 remained stable at 5.7%. This figure provides insight into the percentage of accounts that are past due, indicating consistent consumer payment behavior.
The net loss rate for August 2025 also held steady at 7.8%. These trends in loan balances and credit quality metrics are closely monitored by investors to assess the company's financial performance and risk management effectiveness.
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