Deluxe announced on January 8 2026 that it has partnered with Visa to launch dlxFastFunds, a Visa Direct‑enabled funding solution that delivers near‑real‑time payouts to merchants, eliminating the typical one‑ to two‑day settlement delay that has long characterized card‑based merchant payouts.
The new service is embedded directly into Deluxe’s existing Payments Platform, allowing merchants to enroll without installing additional systems or undertaking complex integrations. The result is faster access to capital for inventory, payroll, or reinvestment, giving small‑business and financial‑institution customers a clear operational advantage.
dlxFastFunds is a key component of Deluxe’s North Star transformation toward higher‑margin digital payments and data services. By offering instant liquidity, Deluxe strengthens its competitive edge against fintech rivals such as Stripe and PayPal, while opening new revenue streams and enhancing customer stickiness.
Brian Mahony, President of Merchant Services at Deluxe, said the partnership “provides businesses with the confidence and agility to seize opportunities and thrive.” Vira Platonova, Global Head of Visa Direct, added that the collaboration “modernizes disbursements and gives organizations new ways to adapt to evolving customer and operational needs.”
The launch responds to a growing market demand for instant liquidity, positioning Deluxe to capture a larger share of the payments ecosystem and reinforcing its strategic focus on high‑margin digital services.
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