FirstCash Holdings reported record operating results for the second quarter and year-to-date periods ended June 30, 2025, with year-to-date EPS growth exceeding 30%. Consolidated total revenue for Q2 2025 was $830.62 million, with net income of $59.80 million. Year-to-date total revenue reached $1.67 billion, and net income was $143.40 million.
The Board of Directors increased the quarterly cash dividend by 11% to $0.42 per share, payable in August 2025, reflecting confidence in the business's strength and long-term earnings prospects. This marks a significant increase in shareholder returns.
Pawn demand remained robust, with local currency same-store pawn receivables up 13% in both the U.S. and Latin America. The U.S. pawn segment recorded its eighth consecutive quarter of double-digit growth in same-store receivables, and same-store retail sales increased 7%. Latin America saw a 13% increase in same-store pawn receivables in Q2, with Mexico originations up over 20% in the last thirty days.
The Retail POS Payment Solutions segment (AFF) posted growth in originations for the second quarter and a 46% increase in segment earnings year-over-year. AFF now operates through over 15,000 active doors, a 19% increase from a year ago, and saw a 12% increase in same-door originations, offsetting previous merchant bankruptcies.
The company expects to complete its acquisition of H&T Group plc by the end of the third quarter of 2025, subject to regulatory approvals. The outlook for 2025 remains highly positive, with anticipated year-over-year income growth driven by continued earning asset balance growth and store additions.
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