On October 6, 2025, Flagstar Financial announced that it had received the required approvals from the Office of the Comptroller of the Currency to merge its holding company into Flagstar Bank, N.A. The reorganization will leave the bank as the surviving entity, with the company’s stock continuing to trade under the FLG ticker.
The merger combines the holding company and the bank, allowing Flagstar to streamline corporate functions and reduce regulatory complexity. The approvals were granted by the OCC, and the reorganization is subject to shareholder approval.
As of June 30, 2025, Flagstar reported $92.2 billion in assets, $64.4 billion in loans, $69.7 billion in deposits, and $8.1 billion in equity. The regulatory clearance is a critical step toward completing the reorganization and improving capital efficiency.
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