Glacier Bancorp, Inc. (NYSE: GBCI) announced its Q3 2025 results on October 16, 2025, reporting net income of $67.9 million and diluted earnings per share of $0.57—an increase of 29% year‑over‑year and 27% sequential. The company also disclosed that it closed its acquisition of Guaranty Bank in Texas on October 1, adding $3.1 billion in assets to its balance sheet. Acquisition‑related expenses for the quarter totaled $7.0 million.
The quarter’s financial highlights include a loan portfolio of $18.791 billion, up 6% annualized, and a net interest margin of 3.39%, an 18‑basis‑point rise from the prior quarter. Net interest income reached $225 million, up 9% sequentially, while interest expense fell 9% year‑over‑year to $100 million. Credit quality remained strong, with non‑performing assets at 0.19% of total assets and early‑stage delinquencies at 0.21% of loans. Total deposits grew 4% year‑over‑year to $21.871 billion, and the company’s cash position stood at $854 million.
Operationally, the company’s acquisition‑related expenses of $7 million reflect the integration of Guaranty Bank, while core deposit growth and a robust loan yield of 5.97% support continued margin expansion. Debt securities totaled $7.072 billion, and the company maintained a strong balance sheet with tangible equity of $2.426 billion. Management reiterated confidence in its margin trajectory and organic loan growth, underscoring the strategic value of the Texas expansion and the company’s disciplined cost management.
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