Guidewire Software announced the launch of its new cloud‑based platform, Olos, on December 8, 2025. The platform unifies pricing, underwriting, and claims workflows into a single AI‑enabled system, allowing insurers to move from manual, spreadsheet‑driven processes to automated, data‑driven decision making.
Olos delivers three core capabilities: an AI‑enabled pricing and rating engine that can accelerate rate changes from months to days; an underwriting assistant that automates intake and triage for underwriters; and advanced workers’ compensation analytics that predict claim outcomes and improve loss control. The platform’s architecture is built on Guidewire’s existing cloud suite, enabling seamless integration with its core policy, billing, and claims modules.
The launch signals a strategic shift toward a cloud‑based, recurring revenue model. By embedding AI across the pricing, underwriting, and claims lifecycle, Guidewire aims to deepen its moat in the property‑and‑casualty market and capture higher margin subscription revenue. The platform also positions the company to meet growing demand for rapid rate changes and predictive analytics in workers’ compensation, a segment that has historically lagged in digital adoption.
Financially, Guidewire’s Q3 FY2025 results showed a 22% year‑over‑year revenue increase to $332.6 million, driven by a 33% rise in subscription and support revenue. The company reported a GAAP net income of $46.0 million, a turnaround from a net loss in the same quarter a year earlier. In Q4 FY2025, total revenue grew 22% to $356.6 million, with subscription and support revenue up 33%, and the company’s annual recurring revenue reached $1.032 billion, underscoring the momentum behind its cloud strategy.
Management highlighted the significance of Olos in guiding the company’s future growth. CEO Mike Rosenbaum said the platform “reinforces our mission to be the core system of record for the P&C industry and to accelerate the adoption of AI across the insurance value chain.” CFO Jeff Cooper noted that the company’s strong execution and pipeline have led to raised full‑year guidance, reflecting confidence in continued subscription growth and the monetization of new AI capabilities.
Analysts responded to the launch with a mix of optimism and caution. While the company’s recent earnings beats and cloud adoption have drawn positive attention, some analysts expressed concerns about valuation multiples and the need for continued cost discipline. The market reaction was generally supportive, but tempered by these headwinds, indicating that investors are weighing the long‑term benefits of Olos against short‑term valuation pressures.
Guidewire’s Olos platform represents a pivotal step in its transformation to a cloud‑centric, AI‑driven business. By accelerating rate changes, automating underwriting, and improving workers’ compensation outcomes, the company is poised to capture higher margin subscription revenue, deepen its competitive moat, and deliver sustained value to insurers navigating a rapidly digitalizing market.
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