Hamilton Insurance Group Reports Q1 2025 Results Impacted by Catastrophe Losses, Despite Strong Premium Growth

HG
September 21, 2025
Hamilton Insurance Group announced its financial results for the first quarter ended March 31, 2025, reporting net income attributable to common shareholders of $80.87 million. This figure is lower than the $157.17 million reported in the first quarter of 2024, primarily due to significant catastrophe losses. Diluted earnings per share were $0.77, compared to $1.38 in the prior year period. The company experienced robust gross premiums written, which increased by 17% to $843.3 million from $721.9 million in Q1 2024. However, the consolidated combined ratio rose to 111.6% from 91.5% in Q1 2024, driven by a catastrophe loss ratio of 30.2%, mainly from California wildfires. In contrast, the current year attritional loss ratio improved by 5.3 percentage points to 51.9%. Investment results provided a strong offset to underwriting losses, with a total investment return of $167 million for the quarter. The annualized return on average common shareholders' equity was 13.7%. Book value per share grew by 2.8% during the first quarter, reaching $23.59. The content on BeyondSPX is for informational purposes only and should not be construed as financial or investment advice. We are not financial advisors. Consult with a qualified professional before making any investment decisions. Any actions you take based on information from this site are solely at your own risk.