Interactive Brokers has broadened its funding options by enabling clients to deposit money into brokerage accounts using the stablecoin USDC, with plans to add Ripple Coin (RLUSD) and PayPal’s coin (PYUSD) next week. The feature allows near‑instant processing and lower transfer costs compared with traditional wire transfers, and the deposits are automatically converted to U.S. dollars and credited to the client’s account.
The stablecoin deposits are handled through the Zerohash platform, which charges a 0.30% conversion fee with a $1 minimum. Interactive Brokers does not levy any deposit fee, and only standard blockchain network fees apply. Supported blockchains include Ethereum, Solana, and Base, ensuring broad accessibility for clients worldwide.
Eligibility for the stablecoin funding option requires a fully verified account, completion of the KYC process, and a minimum deposit threshold. Both U.S. and non‑U.S. residents with account types that allow deposits can participate, subject to the firm’s compliance and risk controls.
The launch addresses a long‑standing friction point for international investors: the slow, costly nature of cross‑border wire transfers. By offering 24/7 stablecoin funding, Interactive Brokers positions itself to accelerate account growth and trading volume. The firm’s customer base grew 32% year‑over‑year to 4.4 million accounts in December 2025, and customer equity rose 37% to $779.9 billion, underscoring the potential impact of this new funding channel.
The move aligns Interactive Brokers with a broader industry trend of integrating digital assets into traditional brokerage services, giving it a competitive edge over brokers that rely solely on conventional banking channels. CEO Milan Galik highlighted that the feature provides the speed and flexibility required by international investors, reinforcing the firm’s strategy to enhance global client experience.
Interactive Brokers plans to expand the stablecoin offering further by adding RLUSD and PYUSD next week, broadening the range of supported stablecoins and potentially attracting a wider global client base. The firm’s continued investment in digital‑asset infrastructure signals a long‑term commitment to technology‑driven growth.
The content on BeyondSPX is for informational purposes only and should not be construed as financial or investment advice. We are not financial advisors. Consult with a qualified professional before making any investment decisions. Any actions you take based on information from this site are solely at your own risk.