Intercontinental Exchange, Inc. released its May 2025 Mortgage Monitor Report on May 5, 2025. The report highlighted that first-time homebuyers (FTHBs) accounted for a record share of agency purchase lending in Q1 2025.
Gen Z buyers made substantial gains in more affordable states, and FHA loans regained popularity as a critical tool for affordability-minded homebuyers. People aged 35 and under comprised over half of financed home purchases by first-time buyers in Q1.
These trends indicate a shift in the mortgage market, presenting a powerful opportunity for lenders to engage digitally-native generations with intuitive digital tools. This market dynamic can drive demand for ICE Mortgage Technology's platforms.
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