Inter&Co Inc. reported its second-quarter 2025 financial results on August 6, 2025, achieving a net income of R$315 million (US$57.8 million) and a Return on Equity (ROE) of 14%. This marks a 53% net income growth year-over-year, driven by disciplined execution and the compounding benefits of its focused strategy.
The company reached a significant milestone of 40 million customers, demonstrating continued client acquisition and engagement. The total credit portfolio expanded by 22% year-over-year, which is twice as fast as the market, with strong contributions from Private Payroll Loans, Mortgages, and FGTS-backed credit.
Operational efficiency continued to improve, with the efficiency ratio reaching 47.8%. Inter&Co also launched the 'My Credit Journey' feature, designed to deepen credit penetration and guide clients in improving their credit scores, further enhancing its client-centric approach.
The content on BeyondSPX is for informational purposes only and should not be construed as financial or investment advice. We are not financial advisors. Consult with a qualified professional before making any investment decisions. Any actions you take based on information from this site are solely at your own risk.