Inter&Co Reports 57% Net Income Growth in Q1 2025, Launches Private Payroll Loans and Argentinian Global Account

INTR
October 08, 2025

Inter&Co Inc. announced strong first-quarter 2025 financial results on May 12, 2025, with net income reaching R$287 million, representing a 56.8% year-over-year increase (excluding minority interests). The Return on Equity (ROE) expanded to 12.9% (excluding minority interests), demonstrating healthy profitability growth. Total gross revenue for the quarter was R$3.2 billion.

The company's total client base grew to 37.7 million, with 21.6 million active clients, adding one million new active clients during the quarter. The gross loan portfolio increased by 33% year-over-year to R$43 billion, significantly outpacing the Brazilian market growth rate. The NPL ratio decreased to 4.1% from 4.8% in 1Q24.

Strategic initiatives included the launch of Private Payroll loans, which accumulated a R$197 million portfolio within just 10 days of its introduction. Additionally, Inter&Co expanded its global presence by launching the Argentinian Global Account, marking a new market entry. Funding capabilities also strengthened, reaching R$59 billion, up 35% year-over-year.

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