KB Financial Group reported a net profit of KRW1.6973 trillion in Q1 2025, surpassing consensus forecasts by 6%. This strong performance contributed to a robust group Return on Equity (ROE) of 13.04% and a record-high total operating profit of approximately KRW4.6 trillion.
The company's Net Interest Margin (NIM) increased by 4 basis points quarter-on-quarter to 1.76% in Q1 2025, driven by effective Asset-Liability Management and an increase in core deposits. Non-interest income also improved significantly, reaching KRW1.292 trillion, with net fee income at KRW934 billion.
Operational efficiency reached a new high, with the Cost-to-Income Ratio (CIR) hitting a record low of 35.3%. The Board of Directors approved a quarterly cash dividend of KRW912 per share, an increase of KRW108 from the previous quarter, and resolved a KRW300 billion share buyback and cancellation, with KRW720 billion in buybacks planned for the first half of 2025. The CET1 ratio stood at 13.67% at the end of March 2025, a 14 basis point increase quarter-on-quarter.
The content on BeyondSPX is for informational purposes only and should not be construed as financial or investment advice. We are not financial advisors. Consult with a qualified professional before making any investment decisions. Any actions you take based on information from this site are solely at your own risk.