On 2025‑10‑14, PHH Mortgage, a subsidiary of Onity Group Inc., announced the upcoming launch of its new FlexIQ non‑qualified mortgage (non‑QM) product suite, scheduled for October 20. The suite will be available through PHH’s Correspondent Lending channel for both delegated and non‑delegated loans.
FlexIQ replaces PHH’s previous Gold/Silver/Bronze non‑QM programs and offers flexible underwriting and intelligent mortgage solutions across three product categories. The launch is positioned to expand PHH’s non‑agency product offerings and support correspondent lenders seeking streamlined, standardized underwriting.
The announcement underscores Onity’s commitment to expanding its non‑QM portfolio and providing value‑added products to its clients. By consolidating multiple non‑QM programs into a single suite, PHH aims to simplify the loan origination process and enhance client support through a dedicated service desk and training resources.
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