OppFi Reports Q4 and Full Year 2024 Earnings, Provides 2025 Guidance

OPFI
October 03, 2025

OppFi Inc. reported its financial results for the fourth quarter and full year ended December 31, 2024. For the fourth quarter, the company generated $136 million in revenue and recorded a net loss of $5.6 million.

The full-year 2024 results showed a substantial improvement, with net income increasing by 112% year-over-year. This growth reflects the company's operational efficiencies and credit initiatives implemented throughout the year.

Looking ahead, OppFi provided guidance for 2025, anticipating 7% to 13% revenue growth for the full year. The company also projected first-quarter 2025 adjusted net income to be between $22 million and $24 million, with full-year 2025 adjusted net income expected to grow 15% to 17% year-over-year.

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