Progressive Corporation reported its October 2025 monthly earnings on November 19 2025, showing a net income of $846 million—an increase of 107% from $408 million in October 2024. Earnings per share rose to $1.44, doubling from $0.69 a year earlier, while net premiums written reached $7.002 billion, up 6% from $6.578 billion in the same month last year. Net premiums earned grew 11% to $7.078 billion, and the combined ratio improved to 89.7%, a 4.4‑percentage‑point drop from 94.1% in October 2024. Pretax net realized gains on securities turned a $88 million loss into a $57 million gain, and total policies in force climbed to 38.4 million, up 12% from 34.4 million a year earlier, with personal‑lines policies at 37.2 million, also up 12%.
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