PNC Financial Services Group successfully passed the Federal Reserve's 2025 Comprehensive Capital Analysis and Review (CCAR). The results, received last week, confirm PNC's ability to maintain strong capital levels under a hypothetical Supervisory Severely Adverse scenario.
The Federal Reserve's projections indicated that PNC's post-stress capital ratios are expected to remain well above regulatory minimums. The minimum Common Equity Tier 1 (CET1) ratio was projected to be 9.7%, significantly exceeding the regulatory minimum of 4.5%.
PNC's calculated Stress Capital Buffer (SCB) for the four-quarter period beginning October 1, 2025, will remain at the regulatory minimum of 2.5%. This outcome underscores the strength of PNC's balance sheet and its capacity to absorb substantial losses while continuing to lend.
The content on BeyondSPX is for informational purposes only and should not be construed as financial or investment advice. We are not financial advisors. Consult with a qualified professional before making any investment decisions. Any actions you take based on information from this site are solely at your own risk.