Porch Group announced on September 2, 2025, that its Home Factors property intelligence platform completed testing with multiple new insurance carriers, consistently delivering ROI greater than 20x across each carrier. This analysis identified over $95 million in profit opportunity.
The platform provided insights to over 88% of the carriers’ policy data, identifying segments with 23%–50% higher loss ratios tied to attributes like water intrusion, electrical panel size, and electrical repair needs. These findings enable improved pricing and underwriting accuracy.
CEO Matt Ehrlichman stated that these results confirm the power of unique property condition data in driving smarter, more profitable decisions for insurers. Porch expects to approach 100 property attributes available in the coming months, further enhancing its competitive advantage.
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