Ferrari N.V. announced on December 3, 2025 that it has signed a €350 million unsecured committed revolving credit facility with a panel of twelve banks. The new facility, which carries a five‑year tenor and two one‑year extension options, replaces a prior €350 million facility that was due in December 2026 and has been cancelled.
The lower‑cost terms of the new facility reinforce Ferrari’s strong balance sheet and the confidence of its banking partners. The company’s Altman Z‑Score of 10.2 indicates virtually no bankruptcy risk, and the financing provides a flexible source of working‑capital liquidity for ongoing operations and capital‑expenditure plans.
Ferrari’s management has highlighted that the credit line will support its long‑term growth strategy, including continued investment in electric‑vehicle technology and brand expansion through 2030. The facility’s flexibility allows the company to fund projects and manage cash‑flow needs without diluting equity or taking on higher‑cost debt.
Ferrari’s recent financial performance underpins the favorable terms of the new facility. Net revenues rose 7.4% year‑over‑year to €1.766 billion in Q3 2025, and 4.4% to €1.787 billion in Q2 2025, driven by strong demand in core segments and a richer product mix. Consistent revenue growth and robust margins provide a solid foundation for the company’s liquidity strategy.
CEO Benedetto Vigna emphasized that the revolving credit facility “supports our long‑term trajectory toward 2030 and underpins our commitment to innovation in electric technology.” The statement reflects Ferrari’s confidence in its strategic direction and its ability to secure favorable financing terms.
No immediate market reaction data were found for the announcement, but the deal signals continued confidence from a broad panel of international banks and confirms Ferrari’s solid financial footing.
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