On October 14, 2025, Synchrony announced a partnership with Pumpkin Pet Insurance to integrate CareCredit with Pumpkin’s reimbursement program. The partnership allows pet owners who hold a CareCredit card and a Pumpkin policy to pay for veterinary services upfront and receive the eligible reimbursement directly to their CareCredit account, streamlining the payment process and reducing out‑of‑pocket costs for pet owners.
The collaboration expands CareCredit’s reach into the pet‑health market, which is a growing segment of the health and wellness industry. Pumpkin Pet Insurance is one of the fastest‑growing pet‑insurance brands, covering up to 90% of eligible veterinary care. By combining CareCredit’s financing with Pumpkin’s reimbursement, Synchrony can attract new customers and increase transaction volume within its CareCredit network.
Synchrony’s strategy to enhance its CareCredit health and wellness offerings is reinforced by this partnership. The company plans to extend the reimbursement solution to additional pet‑insurance providers later in 2025 and early 2026, positioning CareCredit as a preferred financing option for veterinary care nationwide. The partnership is expected to drive higher usage of CareCredit cards and support long‑term growth in the pet‑health financing segment.
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