Synchrony Mastercard Customers Gain Access to Apple Pay's 'Pay Later' Feature

SYF
October 04, 2025

Synchrony announced on January 16, 2025, that eligible Synchrony Preferred Mastercard, Synchrony Plus World Mastercard, or Synchrony Premier World Mastercard holders can now access the 'Pay Later' feature of Apple Pay. This enhancement allows customers to choose fixed monthly payments when checking out online and in-app with Apple Pay.

To utilize this feature, customers must add their Synchrony Mastercard to Apple Wallet. When making a purchase with Apple Pay, eligible users can select their Synchrony Mastercard and tap 'Pay Later' to view available promotional offers, completing a seamless checkout process.

Synchrony plans to expand this fixed monthly payment option to more Apple Pay users across its portfolio of co-branded cards. The company also intends to enable customers to view and redeem rewards from eligible Synchrony-issued cards via Apple Pay later in the year, further enhancing digital payment flexibility.

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