UMB Financial Corporation announced on November 1, 2025, the successful completion of its systems and brand conversion of Heartland Financial USA, Inc. This milestone represents the final component of the largest acquisition in UMB's 112-year history, which officially closed on January 31, 2025.
The completion of this conversion means that the acquired Heartland operations are now fully integrated into UMB's technological and branding infrastructure. This integration is critical for achieving the projected cost and revenue synergies from the acquisition.
This operational achievement expands UMB's footprint from eight to 13 states and significantly increased its assets, which were $71.8 billion as of June 30, 2025. The successful conversion positions the combined company to operate more efficiently and leverage its expanded platform for future growth and enhanced profitability.
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