U.S. Bancorp announced a further decrease in its prime lending rate, lowering it to 7.25 percent from 7.50 percent. This adjustment is effective tomorrow, September 18, 2025, across all U.S. Bank locations.
This marks the third reduction in the prime lending rate within a year, indicating a responsive approach to market interest rate dynamics. The change impacts various loan products tied to the prime rate, affecting borrowing costs for businesses and consumers.
The decision reflects the bank's ongoing strategy to manage its net interest income and maintain competitive positioning in the lending market. Such adjustments can influence customer demand for loans and the overall economic environment.
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