Usio, Inc. announced that it has acquired substantially all of the assets of PostCredit, a Los Angeles‑based fintech that builds an AI‑driven expense‑management and business‑banking platform for film and entertainment productions. The transaction is an all‑stock deal, with PostCredit’s founders and key team members expected to remain in a consulting capacity as the platform is integrated into Usio’s ecosystem.
PostCredit’s platform automatically ingests receipts, matches them to bank transactions, and tags spend categories using machine‑learning models. By combining this technology with Usio’s payment acceptance services—including ACH, real‑time payments, card‑issuing programs, and disbursement tools—Usio aims to create a unified hub for corporate cards, accounts payable and receivable, and accounting integrations such as QuickBooks. The integration is intended to accelerate the rollout of new features, increase cross‑selling opportunities, and deepen customer stickiness across the company’s payment and output solutions segments.
The acquisition is a key component of Usio’s “Usio ONE” strategy, which seeks to consolidate its diverse offerings into a single, cloud‑based platform that delivers end‑to‑end payment and financial services. By adding PostCredit’s expense‑management capabilities, Usio can serve a broader range of businesses beyond the film industry and compete more effectively with larger fintech players such as Stripe, Marqeta, and Ramp. Houston Frost, Chief Product Officer, said the platform’s capabilities “reach far beyond the film market,” positioning Usio to capture higher‑margin transaction volumes through a consolidated platform.
Financial context for Usio shows that the company reported Q3 2025 revenue of $21.18 million, flat year‑over‑year, and a net loss of $0.4 million. The trailing‑twelve‑month gross profit margin stood at 23.75%. PostCredit’s standalone financials were not disclosed, so the immediate financial impact of the acquisition is not quantifiable at this time.
Management commentary underscores the strategic fit. Houston Frost highlighted that PostCredit’s technology “builds a modern banking and expense‑management platform for the film industry, but we believe its capabilities reach far beyond that market.” Benjamin Liu, Co‑founder and CEO of PostCredit, expressed optimism, noting that the integration “gives the technology the chance to reach more industries and customers faster than ever.”
The deal positions Usio to broaden its customer base, deepen cross‑sell opportunities, and enhance its competitive positioning. While the company faces near‑term profitability challenges—evidenced by flat revenue growth and a net loss—this acquisition is a long‑term growth play that expands Usio’s product portfolio and market reach.
The transaction is structured as an all‑stock deal; no cash consideration was disclosed. PostCredit’s founders and key team members will remain in consulting roles during the integration period.
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